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What does Fully Comprehensive insurance cover?

  1. Only damage to third parties

  2. Damage to your vehicle and others

  3. Theft of the vehicle only

  4. Medical expenses for injuries

The correct answer is: Damage to your vehicle and others

Fully Comprehensive insurance provides coverage for damage to both your vehicle and those of others. This type of insurance is the broadest level of protection available, ensuring that not only are you covered for any damage you may cause to another party's vehicle, but you also receive compensation for any damage that occurs to your own vehicle, regardless of fault. This can include incidents such as collisions, theft, vandalism, or natural disasters. Comprehensive insurance goes beyond basic third-party coverage, which only pays for damages to other people's property and vehicles, leaving your own vehicle unprotected in the event of an accident for which you are responsible. It also extends beyond simple theft protection by covering a wide range of scenarios that would otherwise leave you at a financial loss. This makes it an essential choice for many drivers looking for peace of mind on the road.